Protect Your Second Home — and Potentially Your Insurance Co
Why Insurance Companies Care
Insurance providers see vacant homes as higher risk.
That’s because:
- Small issues go unnoticed longer
- Damage becomes more severe (and expensive)
- Response time is delayed
Some policies may:
- Require routine property checks
- Limit or deny claims if a home is vacant too long
- Increase premiums for unmonitored properties
How WatchPoint Helps
At WatchPoint Property Services, we provide routine home checks designed to help you stay ahead of problems—and aligned with insurance expectations.
Our visits include:
- Visual inspection of interior and exterior
- Checking for leaks, water damage, and HVAC issues
- Verifying doors, windows, and security
- Looking for signs of forced entry or vandalism
- Ensuring systems are functioning properly
Documentation That Works for You
After each visit, you receive a detailed report with:
- Time-stamped photos
- Notes on property condition
- Immediate alerts if issues are found
This documentation can:
- Support insurance claims
- Demonstrate responsible property oversight
- Provide proof of regular monitoring
Real Value: Prevention
The biggest benefit isn’t just insurance—it’s avoiding the claim altogether.
A small leak caught early can save:
- Thousands in repairs
- Weeks of damage
- Potential claim disputes